Asset Finance

Unlock the value in what you own.

Borrow against a vehicle, property or machinery, and keep using it while you repay. We value the asset quickly and lend up to 70% of its value.

Up to 70%Loan-to-value
4× assetMax facility
3 monthsTerm
Container truck at the Port of Mombasa

What it's for

  • Working capital for growth
  • Fleet or equipment expansion
  • Refinancing expensive debt
  • Large one-off expenses

What you'll need

  • National ID or passport
  • Logbook, title deed or proof of ownership
  • Comprehensive insurance
  • Passport-size photo and signature

How it works

01

Tell us about the asset

Vehicle, property or machinery, with proof of ownership.

02

Independent valuation

A valuer inspects the asset, usually within 48 hours.

03

See your limit

Borrow up to 70% of the forced sale value.

04

Sign and receive

Security is registered and funds are released.

Common questions

What types of assets can be used for financing?

We accept real estate, vehicles, luxury assets, and other valuable collateral. Each case is evaluated individually based on asset value and condition.

What is loan-to-value?

The loan as a share of the asset's value. We lend up to 70%, and borrowing less gets a better rate.

Can I keep using my vehicle?

Yes. You keep using it while you repay; we register our interest as security.

How long can I borrow for?

Up to 3 months, with monthly or end-of-term repayment.

Ready when you need us.

Apply in minutes, or talk to a relationship officer first.

100% confidential consultation