Emergency funding, decided in under an hour.
When payroll is due, a supplier won't wait or a client pays late, our bridge facility closes the gap fast, with complete discretion.
What it's for
- Payroll and statutory deductions
- Supplier and stock payments
- Tax and licence deadlines
- Bridging a late client payment
What you'll need
- National ID or passport
- Passport-size photo and signature
- 6 months of M-Pesa or bank statements
- Business registration (for companies)
How it works
Apply online
Choose an amount and term, and tell us what it's for.
Quick review
A credit officer reviews your application, usually within 30–45 minutes.
Sign your offer
Read the terms in plain language and sign with a one-time code.
Receive funds
Money is sent to M-Pesa or your bank right away.
Common questions
How quickly can I get emergency funding?
Most emergency funding requests are processed within 24 hours. We prioritize urgent cases and can expedite based on your specific situation.
How much can I borrow?
Individuals start from KES 5,000 on their first loan, rising to KES 50,000 once you repay on time. Bridge facilities for businesses run from above KES 100,000 up to KES 20 million, depending on your profile and any collateral.
Do I need collateral?
Not for smaller amounts within your pre-approved limit. Larger facilities may need security.
Can I repay early?
Yes, any time. The facility fee is fixed, so there are no surprises.
Other services
Ready when you need us.
Apply in minutes, or talk to a relationship officer first.
100% confidential consultation