Privacy policy

01Who we are

Aimzone Ventures (“we”, “us”) is a digital emergency fund and trade finance private credit firm at The Atrium, 1st Floor, Lenana Road, Nairobi. We are the data controller for the personal data described here. [Registered name and number.]

02What we collect

• Identity details: name, ID or passport number, date of birth, KRA PIN, passport photo and signature.
• Contact details: phone number, email and physical address.
• Financial information: bank and M-Pesa statements, credit bureau (CRB) reports, income and business records.
• Facility information: applications, offers, repayments and correspondence.
• Technical data: device, IP address and how you use our website and app.

03How we use it

• To verify your identity and meet know-your-customer and anti-money-laundering obligations.
• To assess applications, price facilities and manage repayments.
• To provide support and send reminders and service messages.
• To prevent fraud and keep our services secure.
• To improve our products, and for marketing only with your consent.

04Legal basis

We process personal data in line with the Kenya Data Protection Act, 2019: to perform our contract with you, to comply with legal obligations, for our legitimate interests in running a safe lending business, and with your consent where required.

05Who we share it with

Only where necessary: credit reference bureaus, partner banks for trade finance, payment providers, valuers, our professional advisers, and regulators or law-enforcement bodies where the law requires. We never sell your data.

06How long we keep it

For as long as you hold a facility with us and for [7] years afterwards, unless the law requires longer.

07Your rights

• Access the personal data we hold about you.
• Ask us to correct or delete it.
• Object to or restrict certain processing.
• Withdraw consent for marketing at any time.
• Complain to the Office of the Data Protection Commissioner.

08Security

Your documents are encrypted in transit and at rest, and access is limited to staff who need it. [Describe key controls.]

09Changes to this policy

We will tell you about material changes by email or in the app before they take effect.